Virexa Financial Coaching Client Agreement

1. Coaching Relationship

Virexa Financial Coaching provides financial coaching services focused on education, goal setting, accountability, and financial habit development. Coaching is a collaborative process designed to support clients in improving financial awareness and decision-making.

Coaching is not financial advising, therapy, legal counsel, or tax preparation.

2. Scope of Services

Services may include:

• Budget development and review

• Financial goal planning

• Debt reduction strategies

• Savings and financial habit coaching

• Accountability and progress support

Coaching sessions are educational and supportive in nature and do not include investment recommendations or management of client funds.

3. Not Financial, Legal, or Investment Advice

The Coach does not provide:

• Investment advice

• Securities recommendations

• Tax advice

• Legal advice

• Financial product sales

Clients are encouraged to seek licensed professionals for specialized financial, legal, or tax matters.

4. Client Responsibility

The Client understands that:

• All financial decisions remain their sole responsibility.

• Results depend on personal effort, consistency, and circumstances.

• Coaching provides guidance and support but does not guarantee outcomes.

5. Confidentiality

All information shared during coaching sessions will be kept confidential unless:

• Required by law

• The client provides written consent for disclosure

6. Payments & Scheduling

• Payment is required prior to scheduled sessions unless otherwise agreed.

• Clients must provide at least 24 hours notice for rescheduling.

• Missed sessions without notice may be forfeited.

(Adjust this to match your policy.)

7. No Guarantees

Virexa Financial Coaching makes no guarantees regarding financial improvement, debt reduction, income increases, or specific outcomes.

Each client’s progress depends on individual actions and circumstances.

8. Voluntary Participation

Clients participate voluntarily and may discontinue coaching at any time. Refund policies (if applicable) will follow the terms agreed upon at purchase.

9. Limitation of Liability

Virexa Financial Coaching shall not be held liable for decisions, actions, or results arising from coaching sessions or information provided.

10. Agreement Acceptance

By scheduling or participating in coaching services, the Client acknowledges they have read, understood, and agreed to this Coaching Agreement.

Virexa Financial Coaching
📞 1-901-401-0376
🌐 www.virexafinancialcoaching.com